Why Choose A Team Realty?
With A Team Realty, you will be accompanied through the home-buying experience at your own pace. We will leverage all of our resources on your behalf, and act as your personal advocate and trusted advisor every step of the way. A Team Realty is passionately committed to connection, communication, and helping you find exactly what you’re looking for.Let Us Find Your Dream Home
Mortgage lenders offer pre-approval to determine how much you’ll be able to borrow based off of your income and credit profile. A loan that’s pre-approved will save you time when you’ve found a house you want to buy, and even save you from disappointment later on if you come across a home you’re unsure if you’ll qualify for.
In addition, since the housing crisis, mortgage lending standards have tightened quite a bit. All mortgage loans require full documentation and verification of income and assets now, so most sellers only accept offers from buyers with pre-approval based on verified information.
Escrow and Closing Costs
Escrow accounts are used to collect and hold funds in order to pay charges such as property taxes. We’ll make sure you’re aware if the lender will be escrowing. Often times escrowing is a good way for borrowers to budget and build up funds to pay for items as they become, rather than having to pay out-of-pocket.
In addition, It’s common for costs associated with the transaction to be incurred by either the buyer or the seller at the closing. These “closing costs” are typically around 3 to 5 percent of your loan amount. You will likely have already paid some of these costs when applying a loan, pulling credit reports, etc. – your A Team agent will be sure to find out before your closing how these items will affect you on a go-forward basis.
Are you relocating to Chicago or any of its suburbs? Would you like some help finding the right neighborhood for your family?
It’s exciting buying your first home. Say goodbye to throwing money away on rent, and say hello to building equity in one of the safest investments out there – real estate.
Whether you’re moving to the city or the suburbs, for sale by owner or through a real estate company, the experienced realtors at A Team Realty can offer you expertise and guidance every step of the way. We’ll help you find your dream home, arrange inspections, make offers, explain the different types of mortgage loans and programs available to you, and accompany you to your closing – all while protecting your interests and at no cost to you, as the agent fee is always paid by the seller.